| Sr.No. | Particulars | Charges |
|---|---|---|
|
1. |
Saving Account |
|
| Deposit charges for opening saving account | ||
| Without Cheque book | Rs.500/- | |
| With Cheque book | Rs.1000/- | |
| For Students | Rs.100/- | |
| Minimum charges for opening saving account | ||
| For issuing duplicate passbook | Rs.100/- | |
| Inward cheque return charges | Rs.300/- | |
| If cheque returned in outward clearing | Rs.300/- | |
| If there is no transaction in any particular account within a year, Then charge for that account per year is | Rs.59/- | |
| Per page statement charge is | Rs.7/- | |
| If saving account is closed within a year |
Rs.200/- | |
|
2. |
Current Account |
|
| Deposit Charge for opening current account | ||
| Minimum balance for current account | Rs.2000/- | |
| Minimum charges for opening current account | ||
| Cheque book charge per cheque | Rs.4/- | |
| Incidential charges per six month | Rs.300/- | |
| Inward cheque return charges | Rs.300/- | |
| Duplicate account extract charges per page | Rs.7/- | |
| If current account is closed within a year | Rs.300/- | |
| If cheque returned in outward clearing. | Rs.300/- | |
| 3. | Account holders who receive cheque book for Finance Co. should open current account |
|
| Minimum balance for such account holders is | Rs.5000/- | |
| Cheque return charge for per cheque | Rs.500/- | |
| For 30 Leaf cheque book charge is | Rs.400/- | |
| 5. | Hypothication CC | |
| Per cheque charge | Rs.4/- | |
| Inward cheque return charges | Rs.300/- | |
| If cheque returned in outward clearing. | Rs.300/- | |
| Duplicate account extract charges. | Rs.10/- | |
| 6. | Loan | |
| Loan application charge | Rs.50/- | |
| Documentation charges(for all loan types) a)upto Rs.100000 above Rs.100000 b)For Hyp CC upto Rs.100000 above Rs.100000 c)For Microfinance upto Rs.20000 above Rs.20001 |
Rs.400/- Rs.4/- Rs.200/- Rs.1.50/- Rs.50/- Rs.100/- | |
| No Dues | Rs.50/- | |
| Visit charges for per three months | Rs.200/- | |
| 7. | Bank Guarantee Charges | |
| Upto Rs.500000 | Rs.2000/- | |
| Charge per lakh on amount of above Rs.500000 | Rs.400/- | |
| 8. | Solvency Charges | |
| Upto Rs.500000 | Rs.2000/- | |
| Charge per lakh on amount of above Rs.500000 | Rs.400/- | |
| 9. | DD Cancelation Charges | |
| Minimun fix charges | Rs.200/- | |
| 10. | Pay Order | |
| Minimum pay order amount upto Rs.10,000 | Rs.50/- | |
| Pay order amount per thousand on above Rs.10,000 will be as below- | ||
| If pay order is taken out from current account then charge per thousand is | Rs.4/- | |
| If pay order is taken out from CC account then charge per thousand is | Rs.2/- | |
| 11. | Inter Branch DD | |
| Minimum pay order amount upto Rs.10,000. | Rs.50/- | |
| Pay order amount per thousand on above Rs.10,000 will be as below- | ||
| If pay order is taken out from current account then charge per thousand is | Rs.4/- | |
| If pay order is taken out from CC account then charge per thousand is | Rs.2/- | |
| 12. | Bill Discount | |
| Charge for amount of cheque upto Rs.20,000 | Rs.400/- | |
| On bill discount amount | 18.5% | |
| 13. | Loss of Receipt | |
| New and duplicate Identity Card charge for members is | Rs.100/- | |
| Deposit receipt, shares certificate and recurring pass-book duplicate charge | Rs.100/- | |
| 14. | Stop Payment | |
| Stop payment charge per cheque for all account type is | Rs.100/- | |
| 15. | F.D.O.D ,SOD,CLEAN CASH CREDIT | |
| Inward cheque return and Outward cheque return charge is | Rs.300/- | |
| 16. | Other Charges | |
| If token is missing then charge per token is | Rs.300/- | |
| LC(Local Connection) Charges(where their is no facility of clearing)- | ||
| Upto Rs.100000 | Rs.50/- | |
| Above Rs.100000 | Rs.80/- | |
| For ECS clearing charge per transaction | Rs.10/- | |
| Charges for other bank ATM card and more than five transactions per month | Rs.17/- | |
| 17. | IBC and OBC | |
| Upto RS.1000/- | Rs.20/- | |
| Rs.1001 to Rs.5000 | Rs.50/- | |
| Rs.5001 to Rs.10000 | Rs.100/- | |
| Rs.10001 to Rs.100000 | Rs.200/- | |
| Above Rs.100001 | Rs.300/- | |
| 18. | Annual Charges with service tax | |
| 1. | Saving Account-various services provided for all accounts(Monthly cutbook print, passbook, counter service etc.) | Rs.59/- |
| 2. | ATM Chrges-ATM card disrtibuted to all accounts | Rs.200/- |
| 3. | SMS Chrges-Account holders who requested for SMS service | Rs.50/- |
| 4. | Loan review charges-(for A/c types 164,167,168,170,171,172,173,175,179,188,288,289,290,311) | |
| Upto Rs.1 Lakh | Rs.400/- | |
| Above RS.1 Lakh and upto Rs.2 Lakh | Rs.650/- | |
| Above RS.2 Lakh and upto Rs.3 Lakh | Rs.875/- | |
| Above RS.3 Lakh and upto Rs.4 Lakh | Rs.1100/- | |
| Above RS.4 Lakh and upto Rs.5 Lakh | Rs.1225/- | |
| Above RS.5 Lakh and upto Rs.6 Lakh | Rs.1525/- | |
| Above RS.6 Lakh and upto Rs.7 Lakh | Rs.1725/- | |
| Above RS.7 Lakh and upto Rs.8 Lakh | Rs.2000/- | |
| Above RS.8 Lakh and upto Rs.9 Lakh | Rs.2225/- | |
| Above RS.9 Lakh and upto Rs.10 Lakh | Rs.2450/- | |
| Above RS.10 Lakh | Rs.2550/- | |
| 19. | Cash Handling Charges For Denominations coins Rs. 10/- and notes Rs.10/-,20/-,50/- | |
| 1. | For Saving and Current Account | |
| Per Month Above 5 transaction or Above Rs. 50001/- | Rs.0.60/- per Thousand (Incl. GST) | |
| 2. | For Hyp.CC and OverDraft Account | |
| From First Transaction | Rs.0.30/- per Thousand (Incl. GST) |