| Loan Type | Rate of Interest | Takeover and if Renewal rating A grade |
|---|---|---|
| Hyp CC A) If additionally 100% not secured by Collateral Property and other. B) If additionally between 50 to 100% in Collateral Property. C) If 100% of additional Collateral Property and other securities worth over 1) upto Rs.24.99 Lakh. 2) Rs.25 to Rs.99.99 Lakh. 3) Rs.100.00 Lakh to 199.99 Lakh. 4) Rs.200.00 Lakh and above. |
13.50% 12.50% 10.40% 11.50% 10.50% 9.50% |
- - 9.90% 11.00% 10.00% 09.00% |
| Land and Building(Housing Loan) Special Interest Rate for Women Borrower. Loans sanctioned for all other than Women Other commercial Construction / Purchase (excluding Builder/ Contractor) | 09.00% 10.00% 11.50% |
- - - |
| Land and Building (For Builders, Contractors, and other commercial construction) Loans sanctioned upto Rs.25 Lakh. Loans sanctioned above Rs.25.00 Lakh |
11.50% 12.00% |
- - |
| Vehicle Loan Loans sanctioned upto Rs.50 Lakh. Loans sanctioned above Rs.50.01 Lakh |
10.00% 10.00% |
- |
| Plant and Machinary 1) upto Rs.24 Lakh. 2) Rs.25 to Rs.99 Lakh. 3) Rs.100.00 Lakh and above. |
12.00% 12.00% 12.00% |
|
| Working Capital Term Loan(WCTL) If between 50 to 100% of the additional security If not 100% of the additional security If 100% of the additional security a) if Laon upto 25.00 Lakh b) if Loan 25.01 to 99.99 Lakh c) if Loan 100.00 Lakh to 199.99 Lakh d) from Loan 200.00 Lakh and above |
12.50% 13.50% 10.40% 11.50% 10.50% 09.50% |
- - |
| Personal Surity Loan If 100% of the additional security Upto 15.00 Lakh If not 100% of the additional security for Individual Loan upto Rs.3.00 Lakh |
12.00% 12.50% 13.00% |
- - |
| Gold Loan(Term Loan) |
10.00% | - |
| Overdraft against Gold |
10.00% |
- |
| Other Security Loan For Plot purchase For Other Goods Purchase Electric Vehicle (Not RTO Passing Vehicle) |
12.50% 12.50% 10.00% |
- - |
| Loan Against Property |
12.00% | - |
| Loan Against NSC and KVP Security |
10.00% |
- |
| Educational Loan For Unsecured Loan If 100% of the security |
11.00% 10.00% |
- - |
| Loan Against Warehouse Receipt Upto Rs.100 Lakh Rs.101 Lakh and Above |
11.00% 11.50% |
- - |
| SOD Limit (Limit for Property mortgage loan upto Rs. 50.00 lakh) (Limit for Property mortgage loan Rs. 51.00 lakh and above) |
12.00% 12.00% |
- - |
| Mortgage Loan (Limit for Property mortgage loan upto Rs. 50.00 lakh) (Limit for Property mortgage loan Rs. 51.00 lakh and above) |
12.00% 12.00% |
- - |
| Self Help Group | 12.00% | - |
| Bill Discount | 12.00% | - |
| Engineer, Architect, CA, Tax Consultant, , etc.(For all loan types) without mortgage If 100% mortgage then Interest rate |
10.00% 9.50% |
- - |
| Loan with and without mortgage for Doctors Loan Upto Rs. 5.00 Lakh Without Mortgage Rs.1.00 Lakh to 199.00 Lakh with 100% Mortgage Rs.200.00 Lakh to Above with 100% Mortgage |
10.00% 9.50% 9.50% |
- - - |
| Loan for Agricultural & Agricultural Allied Activites | 12.00% | - |
| Rain Water Harvesting | 11.00% | - |
| Micro Finance | 17.50% | - |
| Solar Equipment Purchase Loan(t&c) Loan Upto Rs. 3.00 Lakh Without Mortgage with 100% Mortgage |
11.00% 10.00% |
- - - |
| Warehouse Construction |
11.50% |
- |
| Micro,Small and Medium Industries Under S.S.I term loan & under S.S.I Hypo CC Loan Limit Loan Upto Rs. 25.00 Lakh Loan Upto Rs. 99.00 Lakh With Mortgage Rs.100.00 Lakh to 199.00 Lakh with 100% Mortgage Rs.200.00 Lakh to Above with 100% Mortgage |
10.40% 11.00 10.00% 9.50% |
- - - - |