Loan Type

Rate of Interest

Takeover and if Renewal rating A grade

Hyp CC

i) If additionally 100% not secured by Collateral Property and other

13.50%

-

ii) If additionally between 50 to 100% in Collateral Property

12.50%

-

iii) Without Gst Registration With 100 % In Collateral Property

10.60%

If 100% of additional Collateral Property and other securities worth over

1) upto Rs.25 Lakh

10.50%

10.90%

2) Rs.25.01 to Rs.99.99 Lakh

11.60%

11.90%

 3) Rs.100.00 Lakh to 199.99 Lakh.

10.60%

10.90%

4) Rs.200.00 Lakh and above

9.75%

9.90%

Land and Building(Housing Loan)

i) Housing Special Scheme Upto Rs.25.00 Lakh

8.5% (Special Scheme)

ii)Special Interest Rate For Women Borrower

9.00%

iii)Loans Sanctioned For All Other Than Women

10.00%

iii)Other Commercial Construcition / Purchase (Excluding Builder / Contractor)

11.00%

Land and Building (For Builders, Contractors)

i)For commercial as well as project construction loan sanctioned up to Rs 99 lakhs

12.50%

ii)For commercial as well as project construction loans sanctioned from Rs.100.00 Lakhs to Rs.199.00 Lakhs

12.00%

iii)For commercial as well as project construction loans sanctioned up to Rs.200.00 Lakhs and above

11.50%

Vehicle Loan

10.00%

RTO Passing Personal & Commercial Vehicle ( For Personal Use Only)

10.00%

Special Vehicle Scheme Upto Rs.25.00

8.50%

Plant & Machinery

12.00%

Working Capital Term Loan (WCTL)

i) If not 100% of the additional security

13.50%

ii)If between 50 to 100% of the additional security

12.50%

100% Secured Sanctioned On Gstr * No Gst Registration

10.60%

If 100% Of The Additioonal Security

10.60%

11.00%

i) if Laon upto 25.00 Lakh

10.50%

ii) if Loan 25.01 to 99.99 Lakh

11.60%

iii) if Loan 100.00 Lakh to 199.99 Lakh

10.60%

iv) from Loan 200.00 Lakh and above 

9.75%

Personal Surity Loan

i) If 100% not of the additional security

12.50%

ii) If 100% of the additional security Upto 15.00 Lakh

12.00%

iii) for Individual Loan upto Rs.3.00 Lakh (Personal Use)

13.00%

Gold Loan (Term Loan) Above 25.00 Lakh

10.00% (For Agri 8.50%)

Special Gold Loan Scheme Upto 25.00 Lakh

8.50% (For Women 8.75%)

For Women

8.75% (For other 9.00%)

Other

9.00%

Other Surity Loan

i)For Plot purchase

12.50%

ii)For Other Goods Purchase

12.50%

iii)Electric Vehicle (Not RTO Passing Vehicle)

10.00%

Nsc & Kvp Security

10.00%

Educational Loan

i)For Unsecured Loan
upto 3.00 Lakh

11.00%

ii)If 100% of the security

10.00%

Ware House Loan

11.90%

Secured Overdraft Limit (Sod)

i)Limit for Property 100% mortgage loan up to Rs. 99.00 lakh

12.50%

ii)Limit for Property 100% mortgage loan from Rs. 100.00 lakh to upto199.00 lakh

11.90%

iii)Limit for Property 100% mortgage loan Rs. upto 200.00 lakh

11.40%

Iv) Gold Loan Scheme (Ahilyadevi Holkar Special Gold Loan Scheme Upto

Rs.25.00 Lakh) Od Scheme

-

Agriculture Occupation

8.60%

For Women

8.85%

Other

9.10%

Above Rs.25.00 Rs

10.10%

Mortgage Loan

i)100% secured by immovable property
loan up to` Rs.99.00 lakh 

12.50%

ii)100% secured by immovable property
loan from Rs.100.00 lakh up to 199.00 lakh

11.90%

iii)100% secured by immovable property
loan up to 200.00 lakh

11.40%

Loan Against Property 

(Term and Limit Loans)

i)Limit for Property 100% mortgage loan up to Rs. 99.00 lakh

12.50%

ii)Limit for Property 100% mortgage loan from Rs. 100.00 lakh to upto199.00 lakh

11.90%

iii)Limit for Property 100% mortgage loan Rs. upto 200.00 lakh

11.40%

Self Help Group

12.00%

Bill Discount

12.00%

 For Doctor, Architect, Engineer, CA Tax Consultant etc. Professional type of Loans sanctioned

10.25%

100% secured loan for sanctioned Professional loans like Doctor, Architect, Engineer, CA Tax Consultant etc.

9.70%

Agriculture and Agricultural Loans

12.00%

Rain water harvesting loan

11.00%

Micro Finance Loans

17.50%

Solar Goods Purchase Loan Unsecured Upto Rs.5.00 Lakhs

9.50%

Rs.5.01 To Rs.10.00

10.00%

Above Rs.10.00 Rs (Secured)

10.50%

If The Solar Goods Purchase Loan Is 100% Secured

10.50%

Warehouse construction loan

11.50%