Dormant Account
Nanded
ho@bhagyalakshmibank.com
Mon to Sat
10.30 am to 2.30 pm
3.00 pm to 5.30 pm
Holiday on 2nd and 4th Saturday and every Sunday bank is closed
Rtgs And Neft Facility
Bhagyalakshmi Mahila Sahakari Bank provides RTGS (Real Time Gross Settlement) and NEFT (National Electronic Funds Transfer) services to facilitate easy and secure fund transfers. These services help individuals inculcate the habit of saving money and meet their future financial needs. Withdrawals from these accounts can be made using withdrawal slips, cheques, or ATMs.
RTGS Facility
- Real Time Gross Settlement (RTGS): RTGS enables real-time fund transfers between banks. Customers can transfer amounts from their account to any other bank account in an RTGS-enabled branch anywhere in India.
- Transfer Limit: You can remit amounts of Rs. 2 lakhs and above through RTGS.
NEFT Facility
- National Electronic Funds Transfer (NEFT): NEFT allows customers to transfer any amount of money from their account to another bank account in NEFT-enabled branches across India.
- Transfer Limit: There is no minimum or maximum limit for NEFT transactions
Transaction Charges
- Inward Transactions: There are no charges for funds received through RTGS/NEFT.
- Outward Transactions: Funds transferred from our bank to other banks via RTGS/NEFT are subject to the bank’s standard charges.
Operating Hours
- RTGS/NEFT transactions can be conducted from Monday to Saturday between 10:30 AM and 5:00 PM.
Required Information for RTGS/NEFT Transactions
- IFSC Code: HDFC0CBLMSB [0 – Zero]
- Beneficiary Details:
- Full Name of Beneficiary
- Beneficiary Account Number
Account Number Formatting
- Savings Account Example: If your saving account number is 122 at the main branch, your complete account number is 02023000122.
- Current Account Example: If your current account number is 122 at the main branch, your complete account number is 02021000122.
- Hypothecation Cash Credit Example: If your Hyp. C.C. account number is 122 at the main branch, your complete account number is 02174000122.
Additional Services
- Mobile App: Our mobile app allows customers to transfer funds to other banks by adding beneficiaries during banking hours. You can also transfer funds to any branch customer 24/7 and check loan account, deposit account, and recent transactions.
- SMS Service: Our SMS service helps customers track their transactions, receive account updates, and get greeting messages on their birthdays.
- Aadhaar Payment Bridge System (APBS): Customers can receive direct credits from government subsidies into their accounts.
- PAN Card Facility: We also provide PAN card services to our customers.
For more details about our RTGS/NEFT charges, branch codes, and MICR codes, please click here.